Comments on: Budget Busters http://www.thewriterbee.com/2008/06/23/budget-busters/ "Either write something worth reading or do something worth writing." Benjamin Franklin Wed, 04 Aug 2010 21:24:23 -0600 http://wordpress.org/?v=2.8 hourly 1 By: The Writer Bee http://www.thewriterbee.com/2008/06/23/budget-busters/comment-page-1/#comment-381 The Writer Bee Tue, 24 Jun 2008 21:51:22 +0000 http://thewriterbee.wordpress.com/?p=135#comment-381 Yes, seems simple in theory, I agree. However, I have found myself approaching food shopping a little differently when NOT using my cash. I'm just a little more emotionally attached to my cash... For example, if considering getting a snack at work, but getting a snack would mean breaking a $20, I'm probably not going to break a $20 for a $2 snack. I hate breaking twenties. And then when I'm actually AT the grocery store and getting stuff, let's say I have $50 left in my food budget for the month but the items I get comes to $54. When using cash, I would put something back, or I would be adding as I went to be sure I wouldn't go over my $50. With my debit card, I'm more likely to just pay the $54 and figure I'll move the additional $4 from another envelope. I could be wrong about the above, granted. But what I do know is that I didn't break my food budget AT ALL for 4 months and then suddenly I did 2 months in a row and the only thing different was the WAY I was paying. Let's call it a sociological experiment. I will report my results at the end of July and we'll see. Yes, seems simple in theory, I agree. However, I have found myself approaching food shopping a little differently when NOT using my cash. I’m just a little more emotionally attached to my cash… For example, if considering getting a snack at work, but getting a snack would mean breaking a $20, I’m probably not going to break a $20 for a $2 snack. I hate breaking twenties. And then when I’m actually AT the grocery store and getting stuff, let’s say I have $50 left in my food budget for the month but the items I get comes to $54. When using cash, I would put something back, or I would be adding as I went to be sure I wouldn’t go over my $50. With my debit card, I’m more likely to just pay the $54 and figure I’ll move the additional $4 from another envelope.

I could be wrong about the above, granted. But what I do know is that I didn’t break my food budget AT ALL for 4 months and then suddenly I did 2 months in a row and the only thing different was the WAY I was paying.

Let’s call it a sociological experiment. I will report my results at the end of July and we’ll see.

]]> By: Es http://www.thewriterbee.com/2008/06/23/budget-busters/comment-page-1/#comment-380 Es Tue, 24 Jun 2008 21:29:30 +0000 http://thewriterbee.wordpress.com/?p=135#comment-380 I don't get it - I mean so say if your food budget is $100 - than that's just a cold hard fact no matter how you pay - so if you use cash you use $100 in cash, if debit than at the end you know you can't spend more than $100 on your debit - so what am I missing? I don’t get it – I mean so say if your food budget is $100 – than that’s just a cold hard fact no matter how you pay – so if you use cash you use $100 in cash, if debit than at the end you know you can’t spend more than $100 on your debit – so what am I missing?

]]> By: BDO http://www.thewriterbee.com/2008/06/23/budget-busters/comment-page-1/#comment-379 BDO Tue, 24 Jun 2008 19:20:51 +0000 http://thewriterbee.wordpress.com/?p=135#comment-379 God Bless on this journey to use cash! We are interested to see if that saves some money and proves the statistic right. http://www.beatingdebt.wordpress.com God Bless on this journey to use cash! We are interested to see if that saves some money and proves the statistic right.

http://www.beatingdebt.wordpress.com

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