Things have been somewhat overwhelming recently. Work is nuts with 2 rounds of layoffs sweeping through in less than 6 months. My personal life is a mass of activities. My budget is rockin’ while my debt snowball is rollin’. My house is slowly having more things done to it which make [...]
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In light of the money I’m now going to be seeing with my tax refund coupled with my bonus which will show up around the end of February as well as the $700 I’m getting back from an unpaid insurance claim I just found out about recently, I’ve been thinking through how exactly to allocate [...]
In this world nothing is certain but death and taxes.
- Benjamin Franklin
In our present society, one might almost think that this famous quote by one of my favorite founding fathers could be reworded to replace “death” with “debt”. It is staggering how in such a relatively short amount of time, we have managed to rearrange [...]
It’s that time of year again… Time for cookies, trees, gifts, snow (if you’re lucky), songs, mistletoe, ornaments, lights, and joy at celebrating the birth of Jesus. It’s also time for yearly updates. Every year I receive tons of letters from my friends telling me all about the seemingly endless amounts of awesome things their [...]
So far on my debt-free journey along the path to financial freedom, things have been going well…for the most part. Since finding Dave Ramsey, I have slimmed down my living expenses, cut out unnecessary items, and am learning how to live on a real, working budget.
What this sometimes translates into is my having to [...]

